Top Tuition Assistance Programs That Could Fund Your Degree

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Employer

Coverage

Eligible Fields

Requirement

Amazon

100% tuition prepaid

Healthcare, IT, Logistics

Active employee, partnered schools

Walmart

$1/day tuition program

Business, Tech, Healthcare

Must remain employed

Starbucks

Full tuition (online)

Various via ASU

20+ hrs/week, good standing

UPS

Up to $5,250/year

Any accredited program

Part-time or full-time workers

Target

Tuition + books covered

40+ partner schools

Must meet employment terms

Home Depot

Up to $5,000/year

Job-related programs

Based on position and tenure

What Is Tuition Assistance and How Does It Work?

Tuition assistance helps cover education costs without leaving you buried in debt. It’s funding that comes from the government, employers, or private groups, and you don’t have to repay it if you meet the program’s terms. Some programs pay upfront, while others reimburse you after you finish your classes.

  • Who qualifies: Depends on financial need, job status, academic performance, or field of study.
  • What’s required: You may need to keep a certain GPA, stay employed with a sponsoring company, or work in a specific job after graduation.

Federal Tuition Assistance Programs

GI Bill

If you’re a veteran or in the military, the GI Bill is one of the best ways to pay for school. It covers tuition, housing, and supplies.

  • What it covers: Full tuition at public colleges, monthly housing, and textbook stipends.
  • Who it’s for: Veterans, active-duty service members, and eligible family members.

Federal Pell Grant

The Pell Grant helps low-income students pay for college without needing to repay the funds.

  • Maximum award: $7,395 for the 2024–2025 school year.
  • Eligibility: Based on financial need and determined by FAFSA.

TEACH Grant

This grant supports students who plan to become teachers in high-need fields at low-income schools.

  • Award amount: Up to $4,000 per year.
  • Conditions: You must teach for four years or the grant turns into a loan.

FAFSA and Federal Work-Study

FAFSA is your key to most forms of federal aid, including work-study.

  • What FAFSA unlocks: Pell Grants, loans, and many state or school-based programs.
  • Federal Work-Study: Offers part-time jobs to help you earn money while enrolled.

State-Sponsored Tuition Assistance Programs

California College Promise Grant

This grant waives enrollment fees at California community colleges for students with financial need.

  • Who qualifies: Low-income California residents, including undocumented students.
  • What it covers: Full waiver of enrollment fees.

New York Excelsior Scholarship

This scholarship helps New Yorkers attend SUNY or CUNY schools tuition-free.

  • Income cap: Family income must be under $125,000.
  • Work requirement: You must work and live in New York after graduation for the same number of years you received the award.

Texas Tuition Equalization Grant

This grant supports Texas residents attending private, nonprofit colleges.

  • What it helps with: Covers the difference between public and private school tuition.
  • Eligibility: Financial need and full-time enrollment required.
  • Key tip: Each state runs its own programs. Visit your state’s education website to see what’s available where you live.

Employer Tuition Reimbursement and Assistance Programs

Amazon Career Choice

Amazon will prepay 100% of tuition for employees studying in-demand fields.

  • What’s covered: Tuition, books, and select fees.
  • Eligible fields: Healthcare, IT, transportation, and more.

Walmart Live Better U

Walmart offers a program where employees pay just $1 a day for tuition.

  • Cost to employee: $1/day for tuition, books, and fees.
  • Eligible degrees: Business, tech, healthcare, and others.

Starbucks College Achievement Plan

Starbucks partners with Arizona State University to cover full tuition for online degrees.

  • Work requirement: 20+ hours a week.
  • What you get: Full tuition coverage and academic coaching.

Other Employers Offering Tuition Help

  • Target: Covers tuition and books at over 40 partner schools.
  • Home Depot: Offers up to $5,000 annually for job-related education.
  • UPS: Earn & Learn program provides up to $5,250 each year for part-time employees.
  • Reminder: Most of these programs require continued employment, so review HR policies carefully.

Nonprofit and Private Tuition Assistance Programs

The Jack Kent Cooke Foundation

This foundation offers large scholarships to high-achieving students from low-income backgrounds.

  • Award amount: Can exceed $55,000 annually.
  • Extras: Also covers books, living expenses, and provides advising.

The Point Foundation

This program supports LGBTQ+ students with funding and mentorship.

  • Award range: $10,000–$25,000.
  • Added support: Leadership training and personal mentoring.

UNCF and Thurgood Marshall College Fund

Both support Black students attending HBCUs and PBIs.

  • What they offer: Scholarships, internships, and career development.
  • Who qualifies: Students enrolled at partner institutions.

Other Notable Programs

  • Hispanic Scholarship Fund
  • Asian & Pacific Islander American Scholarship Fund
  • Dell Scholars Program

Pro tip: These programs usually weigh academic performance, need, and personal background—strong essays matter.

Specialized Tuition Assistance for Targeted Fields

National Health Service Corps (NHSC)

NHSC offers scholarships for students in healthcare-related fields in exchange for service in underserved areas.

  • What’s covered: Full tuition and living stipend.
  • Service requirement: Work in a shortage area after graduation.

SMART Grant

Designed for upper-level students majoring in STEM or foreign languages.

  • Who qualifies: Pell Grant recipients in their 3rd or 4th year.
  • Extra funding: Provides additional financial aid beyond Pell Grants.

Public Service Loan Forgiveness (PSLF)

PSLF forgives remaining federal loan debt after 10 years of qualifying payments while working in public service.

  • Not upfront aid: It helps reduce debt after graduation.
  • Qualifying jobs: Government and nonprofit roles.

State-Based Teacher and Nurse Incentives

Many states offer tuition help or forgiveness for those entering teaching or nursing.

  • Examples: Maryland and North Carolina offer conditional aid.
  • Conditions: Usually includes post-graduation work commitments.
  • Note: These programs often have service obligations—review all conditions carefully.

Tips for Making the Most of Tuition Assistance

To get the most out of tuition aid, timing and planning are key.

  • Apply early: Fill out the FAFSA as soon as it opens.
  • Check employer benefits: Look through HR documents for hidden education perks.
  • Stack funding sources: Combine grants, employer help, and scholarships if allowed.
  • Keep your grades up: Most programs require academic progress.
  • Know the tax rules: The first $5,250 in employer tuition help is tax-free—anything above that may be taxed.

Key takeaway: Be proactive and organized. Every dollar you secure reduces future debt.

Conclusion

You don’t need to take on overwhelming student loans to get a quality education. Whether you’re a recent high school grad or a working adult, there’s a tuition assistance option that fits your path. From federal grants and employer programs to state-based help and nonprofit scholarships, the resources are out there. Take time to explore them, apply early, and stay on top of requirements. With the right combination of support, you can work toward your degree without the heavy financial burden.

Key takeaway: Plenty of free or low-cost tuition help is available—you just have to know where to look.

FAQs

Can tuition assistance cover online degree programs?

Yes, many assistance programs support online degrees as long as the school is accredited and meets the sponsor’s criteria.

Is there tuition assistance for part-time students?

Some programs do support part-time students, especially employer-sponsored or graduate-level aid. Check each program’s rules.

What happens if I leave my job during a tuition program?

You may have to repay funds if you don’t meet your employer’s terms. Always read the agreement before enrolling.

Can tuition assistance be combined with student loans?

Yes, combining both is common. Just prioritize grants or employer funding before taking out loans.

Does tuition assistance apply to trade schools?

Yes, if the trade school is accredited and the program is eligible, many aid sources apply.

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